Etsy fees by country in 2026 — every rate that changes at the border
Three things change when your shop’s bank account sits in a different country: the payment processing rate, whether a regulatory operating fee applies at all, and whether tax is added to Etsy’s own fees. The middle one is the least understood, so it gets a table of its own — nine markets pay it, most pay nothing, and every one of the nine rates was reset on 22 June 2026. Canada, Australia and Germany follow in detail, because those are the three most calculators get wrong.
The regulatory operating fee — the only Etsy fee that exists in nine countries
Processing rates differ by a percentage point or two. This fee is different in kind: it applies or it does not, and the answer follows where your bank account sits, not where your buyer does. Etsy publishes it inside its Fees & Payments Policy as a list of country names rather than as a table, so it almost never appears beside the processing rate where sellers go looking for it.
All nine rates below were reset on the same day, 22 June 2026. That date is why so many figures still quoted in calculators and blog posts are wrong by a small, permanent margin.
| Seller’s bank account in | Regulatory fee | What happened on 22 June 2026 |
|---|---|---|
| Hungary | 1.97% | Newly added — the highest of the nine |
| Türkiye | 1.67% | Reset |
| Vietnam | 1.24% | Reset |
| France | 1.14% | Up from 0.47% — more than doubled |
| Spain | 0.88% | Up from 0.72% |
| Italy | 0.80% | Up from 0.32% — two and a half times |
| Canada | 0.50% | Reset |
| United Kingdom | 0.48% | Up from 0.32% |
| India | 0.05% | Cut from 0.29% — the lowest of the nine |
Put the two ends together and an identical €100 order carries €0.05 of regulatory fee for a shop in India and €1.97 in Hungary — a €1.92 gap on the same sale, before any difference in processing. At 500 orders a year that is roughly €960 of margin decided by which bank account the shop is registered to. The full explanation of the fee covers the base it is charged on and the digital services taxes behind it.
Where it is not charged — and why that is not a loophole
The fee recovers a tax Etsy itself pays on local revenue. Where no such tax is charged, there is nothing to pass on, and the line simply does not exist: the United States, Germany, Australia, New Zealand, the Netherlands and Ireland all carry no regulatory fee. This is why a German shop and a French shop pay different totals on an identical order — the single most common error in country comparison tables. The German case works that difference line by line.
It is not something to plan around, either. The list follows tax policy, not seller strategy: Hungary’s fee did not exist before 22 June 2026, and France’s more than doubled on that date. A shop that moved its bank account to escape 1.14% would be making a decision on a number that can change with a tax announcement.
How to check what you are actually being charged
A monthly total will not tell you, because processing and the regulatory fee are both charged per order and arrive aggregated. Work from a single order instead:
- Open Shop Manager → Finances → Payment account and pick one order.
- Read the three lines separately — transaction fee (6.5% of item price plus shipping), payment processing (your country’s rate plus its fixed part), and regulatory operating fee (your country’s percentage, or nothing at all).
- Check the regulatory line against the table above. If it is missing and you sell from one of the nine, look at which bank account the shop is registered to — the fee follows the account, not your home address.
- Repeat the exercise on an order from a buyer abroad. In Canada and Australia the processing line should be one full percentage point higher; inside the eurozone it should not move.
The fee calculator runs the same stack per country — pick the country, enter the price and shipping, and it separates the three lines the way your invoice does.
Quoting this table? The figures were last checked against Etsy’s published Fees & Payments Policy in October 2026. Etsy does not email sellers when these change — it edits a policy page. If you reproduce the numbers, carry the month with them and link back here: a table copied without a date is exactly how Germany ended up with India’s old rate attached to it.
The three side by side
| Country | Processing — domestic | Processing — abroad | Regulatory fee | Tax on Etsy's fees |
|---|---|---|---|---|
| Canada | 3% + C$0.25 | 4% + C$0.25 | 0.50% | 5–15% GST/HST |
| Australia | 3% + A$0.25 | 4% + A$0.25 | None | 10% GST |
| Germany | 4% + €0.30 | 4% + €0.30 | None | 19% VAT |
Two things separate them. Canada and Australia have a second, higher processing rate for foreign buyers — a full percentage point more on every order from abroad. And only Canada pays a regulatory operating fee; Australia and Germany pay none. The tax on Etsy's own fees varies from 5% to 19% and, for an unregistered seller, is a real cost on top of everything else.
Canada — the two-rate market with a regulatory fee
The full Canadian breakdown, worked through in CAD — every rate, the regulatory fee, and GST/HST: Etsy fees for Canadian sellers.
Canada is one of only two markets with two payment processing rates, and it is the only one of these three with a regulatory operating fee (0.50%). The split is Canada-and-the-US versus the rest of the world:
| Order | Listing | Transaction | Processing | Regulatory | Total fees | You keep |
|---|---|---|---|---|---|---|
| Buyer in Canada or the US | C$0.28 | C$1.95 | C$1.15 | C$0.15 | C$3.53 | C$26.47 |
| Buyer anywhere else | C$0.28 | C$1.95 | C$1.45 | C$0.15 | C$3.83 | C$26.17 |
Most Canadian shops sell mostly to Americans, who count as domestic — so a US sale is actually cheaper to serve than a British or Australian one. GST or HST lands on Etsy's fees at 5% (Alberta) to 15% (Atlantic provinces); registered sellers reclaim it, unregistered sellers absorb it. Use the calculator and switch on Buyer is outside my country for the overseas rate.
Australia — two rates, but no regulatory fee
The full Australian breakdown, worked through in AUD — every rate and the GST decisions: Etsy fees for Australian sellers.
Australia mirrors Canada's two-tier processing table but adds no regulatory fee, so on identical orders an Australian shop keeps about half a point more than a Canadian one. The difference from Canada: there is no US exception — a buyer in Ohio is international for an Australian shop.
| Order | Listing | Transaction | Processing | Total fees | You keep |
|---|---|---|---|---|---|
| Buyer in Australia | A$0.29 | A$1.95 | A$1.15 | A$3.39 | A$26.61 |
| Buyer anywhere else | A$0.29 | A$1.95 | A$1.45 | A$3.69 | A$26.31 |
GST reaches an Australian seller twice: Etsy collects 10% on imported goods up to A$1,000 at checkout, and it adds 10% GST to its own fees unless you have given it a GST ID or ABN. Without one, that 10% is a permanent cost from your first sale — which is why handing Etsy your ABN early is usually worth it.
Germany — one rate, no regulatory fee, steep VAT on fees
The full German breakdown, with the 19% VAT on fees worked line by line: Etsy fees for German sellers.
Germany has the ordinary European processing rate and no regulatory fee, so its fee bill looks low — until the 19% VAT on Etsy's own fees. That line is what most calculators miss:
| Order (€100, no ads) | Fees, no VAT ID | Fees, VAT ID on file |
|---|---|---|
| Listing + transaction + processing | €10.97 | €10.97 |
| VAT on Etsy's fees (19%) | €2.08 | €0.00 |
| Total fees | €13.05 | €10.97 |
| You keep | €86.95 | €89.03 |
Under the Kleinunternehmerregelung (§19 UStG) you do not charge VAT on sales and cannot deduct input VAT — which includes the 19% Etsy charges on its own fees. So for a small German shop that VAT is a permanent cost, not a timing difference. Submit a USt-IdNr. and Etsy stops charging it from the following month.
What you keep on a 100 order, the three plus the neighbours
One order worth 100 in local currency, no shipping, no advertising, seller not registered for VAT on fees:
| Seller country | Regulatory | Tax on fees | Total fees | You keep |
|---|---|---|---|---|
| Canada (overseas buyer) | 0.50% | C$0.53 | C$11.06 | C$88.94 |
| Australia (overseas buyer) | None | A$1.00 | A$11.04 | A$88.96 |
| Germany | None | €2.08 | €13.05 | €86.95 |
| United Kingdom | 0.48% | £2.27 | £13.60 | £86.40 |
Germany keeps the least here only because of the 19% VAT on fees; strip that out and it sits with Australia. The practical reading: if you sell from any of these three, the single biggest lever on your real take-home is whether Etsy has your tax number — not the processing rate.
Quick answers
Why does a cheap order carry such a high fee percentage?
Flat charges. In every currency the listing fee plus the fixed processing charge is a fixed toll that never scales down — about 5% of a 10-unit order and under 0.3% of a 200-unit one.
Should I price for the 3% or the 4% processing rate?
The 4% — the overseas rate — is the one most Canadian and Australian shops actually earn, because most of their buyers are abroad. Using the domestic 3% underprices every foreign order.
Do these three countries have a regulatory operating fee?
Only Canada (0.50%). Australia and Germany are not on Etsy's published list, so they pay none — one reason their fee bills look lighter than the UK's.
How do I check my own numbers?
Use the fee calculator, pick your country, and switch on the toggles that apply — Buyer is outside my country for Canada and Australia, and VAT/GST on Etsy's fees where relevant. The VAT on fees and regulatory fee pages track the rates Etsy reset on 22 June 2026.
Rates last verified October 2026 against Etsy's published Fees & Payments Policy. GST, HST and VAT treatment depend on your registration status and province or country — this page is general information, not tax advice. Confirm your position with the CRA, ATO, Finanzamt or a tax professional, and check Etsy's policy before pricing.